Far from standard.


UK Holiday Home Insurance

Main Features of Cover

Cover is provided on a "standard perils" basis, on a policy wording based on the Lloyd's of London approved home insurance policy.

The following limits are provided automatically unless a higher limit is requested. For a full list of all the covers available, please refer to the policy wording.


CoverLimit (£)
Accidental Damage to Fixtures & Fittings Automatically included
Loss of Rent / Alternative Accommodation 25% of buildings / 24 months
Trace and access Up to 5,000
Replacement locks Up to 5,000
Theft/attempted theft by guests/tenants Up to 10,000


CoverLimit (£)
Accidental Damage to electronic equipment Automatically included
Guests & visitors personal effects Up to 1,000
Loss of metered water/oil Up to 2,500
Contents in common parts Up to 1,000
Replacement locks Up to 5,000
Freezer cover Up to 500

Legal Expenses

CoverLimit (£)
Legal Expenses Automatically included up to 100,000


CoverLimit (£/€)
Accidents to Domestic Staff 10,000,000
Legal Liability to the Public 5,000,000

© Copyright @ 2020 Plum Underwriting Ltd. All rights reserved.
Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

Powered by

Website design by Frontmedia
Our accreditations