Far from standard.

HomeWorks - new and improved covers from 1st July 2020

As lockdown eases...we're proud to be bringing you the next generation of our signature residential building works policy in response to the construction market regaining traction

Find out more >>

COVID-19 - its effects on home insurance and how we're helping

COVID-19 is causing uncertainty to every aspect of daily life - we want to provide you and our policyholders with comfort about our stance on the effects of the current crisis. Here are some answers to FAQ's we've received recently

Read them here >>

Insurance Times MGA Survey 2020

Thank you to all who rated us in this year's Insurance Times MGA Survey - we're looking forward to results being announced later this year.

Go to the survey >>

Plum announced as finalist in the National Insurance Awards 2020!

We're delighted to announce we've been shortlisted for "Claims Initiative of the Year" at the awards being held on 5 March 2020

Read more here >>

Plum wins 'MGA Claims Initiative of the Year' award

We are delighted to have won the award for 'MGA Claims Initiative of the Year' at the Insurance Times Claims Excellence Awards 2018.

Read about it here >>

We insure risks others don't.

There are no computers doing the selection for us. Because we take the time to understand and underwrite the risk, we offer a quote on over 90% of the applications we receive.

Learn more about Plum Underwriting

We quote 90% of enquiries

Are you finding it difficult to get a sensible home insurance quote?

Contact us to put you in touch with one of our insurance broker partners >>

Welcome to Plum Underwriting

We provide specialist home insurance via brokers throughout the UK and Republic of Ireland.

Always a pleasure to deal with any member of the team."

Matthew Dearn - Wesleyan

Because we take the time to understand the risk presented to us, we can offer a suitable policy to those who are finding it difficult to obtain home insurance for a variety of reasons.

Read more about us and the products we have to offer.

If you're looking for home insurance, contact us to put you in touch with one of our insurance broker partners.

If you're a broker in the UK or ROI and want to start trading with us, give us a call or apply for an agency.

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Non Standard Home

Flex is designed for non standard home insurance risks, and is based on the Lloyd's of London approved policy wording. It's a solution for when standard home insurers are saying 'no'.

Learn more about Flex

Non Standard Home (ROI)

Flex is designed for non standard home insurance risks. It's a solution for when standard home insurers are saying 'no'.

Learn more about Flex

Non Standard Home (EDI)

eFlex is designed for non standard home insurance risks, and is accessed on an EDI only basis through software houses. It's a solution for when standard home insurers are saying 'no'.

Learn more about eFlex

Unoccupied Residential Homes

Unoccupied is a dedicated policy for vacant residential homes. It can insure both the buildings and contents from a choice of three levels of cover and is available on short term policy periods.

Learn more about Unoccupied

Unoccupied Residential Homes (ROI)

Unoccupied (ROI) is a dedicated policy for vacant residential homes in the Republic of Ireland. It can insure both the buildings and contents from a choice of three levels of cover and is available on short term policy periods.

Learn more about Unoccupied

UK Holiday Homes

Retreat is designed for residential homes used either for private holiday/second home use or short term holiday lets. Cover automatically includes Legal Expenses.

Learn more about Retreat

ROI Holiday Homes

Retreat is designed for residential homes used either for private holiday/second home use or short term holiday lets. Cover automatically includes Legal Expenses.

Learn more about Retreat

Overseas Holiday Homes

Overseas Retreat is designed for residential homes located in France, Italy, Spain, Portugal or Republic of Ireland, used either for private holiday/second home use or short term holiday lets. Cover automatically includes Legal Expenses.

Learn more about Overseas Retreat

Landlords Home

Let is designed for residential landlords and can cover both the buildings and landlords contents for a wide range of tenancy types. Automatically includes Legal Expenses and optional Rent Guarantee cover.

Learn more about Let

Landlords Home (ROI)

Let is designed for residential landlords and can cover both the buildings and landlords contents for a wide range of tenancy types. Automatically includes Legal Expenses and optional Rent Guarantee cover.

Learn more about Let

Landlords Home (EDI)

eLet is designed for residential landlords and can cover both the buildings and landlords contents for a wide range of tenancy types. It is accessed on an EDI basis only through software houses.

Learn more about eLet

Residential Building Works

HomeWorks is a dedicated insurance policy for homeowners carrying out projects to renovate, refurbish or extend their properties. Covers the existing structure as well as the building works.

Learn more about HomeWorks

Commercial Building Works

PropertyWorks is specially designed for commercial property owners who are renovating, refurbishing or extending their property, where the works are too extensive for standard commercial property insurers.

Learn more about PropertyWorks

All Risks Mid Net Worth Home

Amethyst is a worldwide all risks home insurance policy automatically including legal expenses, identity theft, home emergency and cyber cover for owner occupied homes.

Learn more about Amethyst

All Risks Mid Net Worth Home (ROI)

Amethyst is a worldwide all risks home insurance policy automatically including legal expenses, identity theft, home emergency and cyber cover for owner occupied homes where contents exceed €75,000.

Learn more about Amethyst

All Risks High Net Worth Home

Premier is a high net worth, worldwide all risks home insurance policy automatically including legal expenses, identity theft, home emergency, cyber cover and travel insurance for owner occupied homes where contents exceed £150,000.

Learn more about Premier

All Risks High Net Worth Home (ROI)

Premier is a high net worth, worldwide all risks home insurance policy automatically including legal expenses, identity theft, home emergency and cyber cover for owner occupied homes where contents exceed €150,000.

Learn more about Premier

Latest News

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Updates to our specialist home insurance products

Posted: 24/04/2020

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Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

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