Commercial Building Works insurance
This item covers the materials and fixtures and fittings used in the works carried out at the property against "All Risks"* of physical loss or damage.
The sum insured should be the full contract value inclusive of VAT.
We would usually cover, as standard, up to £5,000 value of loose contract materials on site at any one time, (subject to being satisfied with site security).
(*Under any "All Risks" policy, there will be certain exclusions that apply e.g. A standard "All Risks" buildings policy would exclude storm damage to gates and fences.)
For full terms, conditions, exclusions and limitations please refer to our policy summary and policy wording, available at the Document Centre.