Far from standard.


Residential Building Works home insurance - new and improved from 1 July 2020

Key Exclusions

What restrictions in cover should I expect under a Homeworks policy?

There are a few key exclusions you can expect:

  • Common market exclusions such as war, chemical, biological & nuclear attack and sonic boom

  • Risk management limitations surrounding the application of heat, retaining weather proofness, security conditions and unoccupancy conditions

  • Property taken into use or substantially completed.

Please note that this summary is not intended as a full list of our policy conditions and exclusions. For full terms, conditions, exclusions and limitations please refer to our policy summary and policy wording, available at the Document Centre.

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Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

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