About Flood Re
- Flood Re is a joint initiative between the Government and insurers and works behind the scenes, taking on the high flood risk elements of your home insurance
- Flood Re collect an annual levy from home insurers each year and the insurers can pass on the flood risk part of your policy to Flood Re
- You don’t have to do a thing, if you make a valid claim on your insurance Flood Re reimburses the insurer from the central Flood Re fund
- With this support from Flood Re, insurers are able to provide affordable insurance, even on those homes which are most at risk as the insurers no longer have to pay the cost of the flood claim
Quick Customer Guides to Flood Re
Flood Re works in the background, helping the insurance industry to offer more affordable insurance to everyone with eligible properties that may be at risk of flooding.
No. You will continue to buy insurance and make claims through your insurer in the same way as you do now.
Find out more about flood risk levels in your area and how to minimise the impact on your property: www.gov.uk/check-flood-risk