Based on the Lloyd's of London approved home insurance wording with a range of cover enhancements, it caters for a wide range of non standard risks, such as:
View and download the eFlex product summary, keyfacts and policy wording here
Here at Plum we’re committed to supporting UK brokers. To helping you win and retain profitable business. eFlex is an important part of our delivering on that commitment. It’s based on the Lloyd's of London approved home insurance policy which rivals any non-standard home insurance product available to UK brokers.
Like all our specialist home insurance products eFlex is backed by our highly experienced and accessible team of underwriters. So when you choose eFlex, you can be confident that you are providing your clients with the competitive protection for their homes and treasured possessions they require.
*Please note that this summary is not intended as a full list of our policy conditions and exclusions. For full terms, conditions, exclusions and limitations please refer to the eFlex policy wording.
Finding it difficult to obtain home insurance? eFlex is the answer.
Service - Plum has been voted an Insurance Times ‘Top 10’ personal lines insurer by brokers every year from 2010 to 2014. Our experienced, accessible underwriting team is at hand to assist you as required.
Cover - eFlex is a Lloyd's of London approved home insurance policy with several cover enhancements. You can choose eFlex for your clients with confidence.
Flexibility - Our experienced underwriters are able to offer terms on a whole range of non standard risks that other insurers are unable to help with.
Security - Underwriting capacity for eFlex is provided by Lloyd's of London and other leading UK company market insurers. You can rest assured that there is strength in security.
Expertise - Plum has been providing specialist home insurance products to UK brokers for over a decade. eFlex is further evidence of our strong commitment to backing brokers.
Cover is provided on a "standard perils" basis, on a policy wording based on the Lloyd's of London approved home insurance policy.
The following limits are provided automatically unless a higher limit is requested. For a full list of all the covers available, please refer to the policy wording.
|Accidental Damage to fixtures & fittings / services||Included|
|Garden, plants and shrubs||1,000 (250 any one plant/tree/shrub)|
|Trace and access||5,000|
|Loss of Rent / Alternative Accommodation||20% of buildings / 12 months|
|Accidental Damage to electronic equipment||Included|
|Temporary removal of contents||10,000|
|Alternative Accommodation||20% of contents / 12 months|
|Home business contents||5,000|
|Students / boarders possessions||5,000|
|Loss of metered water/oil||1,000|
|Temporary increases||2,500 (500 single article limit)|
|Valuables in the proate dwelling||33.3% of the contents or 10% of the contents for any single item|
|Accidents to Domestic Staff||5,000,000|
|Legal Liability to the Public||2,000,000|
A fair, efficient, customer friendly claims service.
We know that when a policyholder makes a claim on their policy the quality and speed of response of our claims service are the keys to maintaining customer satisfaction.
We pride ourselves on delivering a top quality claims service for our supporting brokers and their clients, looking to settle claims fairly, efficiently and consistently.
We understand that, in addition to being the face of our company, our appointed claims handlers and loss adjusters are representing your businesses too and therefore, we have strict controls in place throughout the claims process to help ensure your clients receive a high standard of service.
As with every facet of our service, we are constantly seeking improvements. If you have any feedback concerning our service in this, or any other area, please click here.