Far from standard.


Residential Building Works home insurance - new and improved from 1 July 2020

The Cover

Our HomeWorks product has been designed to give the type of cover you would expect from a standard household insurance policy but which also extends to include the contractual obligations of the homeowner.

  • Designed to fit the requirements of standard JCT contracts (RIAI in the Republic of Ireland),
  • Cover for the contract works, the existing house and the contents under one policy,
  • The facility for the policy to be written in the joint names of the homeowner and the contractor if required by the contract,
  • One policy excess applies to all damage losses combined.
  • Your client remains in control of the insurance arrangements,
  • Liability cover for the homeowner while the work is being carried out,
  • Wide policy wording where cover is usually provided on an ‘All Risks’ basis including theft, malicious damage and accidental damage.
  • HomeWorks is available for risks situated in the UK and the Republic of Ireland.

Please note that this summary is not intended as a full list of our policy conditions and exclusions. For full terms, conditions, exclusions and limitations please refer to our policy summary and policy wording, available at the Document Centre.

© Copyright @ 2020 Plum Underwriting Ltd. All rights reserved.
Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

Powered by

Website design by Frontmedia
Our accreditations