Non Standard home insurance
Cover is provided on a "standard perils" basis, on a policy wording based on the Lloyd's approved home insurance policy.
The following limits are provided automatically unless a higher limit is requested. For a full list of all the covers available, please refer to the policy wording.
|Garden, plants and shrubs||2,500|
|Trace and access||5,000|
|Loss of Rent||25% of buildings / 24 months|
|Alternative accommodation||25% of buildings / 24 months|
|Contents of outbuildings||5,000|
|Contents in the open||1,000|
|Home business contents||5,000|
|Money/credit cards||750 (500 credit cards)|
|Pedal cycles (at the home)||500|
|Loss of metered water/oil||5,000|
|Valuables and personal possessions||33.3% of the contents sum insured (with a 10% Single Article Limit) other than pictures and paintings which are covered up to the total contents sum insured|
|Accidents to Domestic Employee(s)||3,000,000|
|Legal Liability to the Public||3,000,000|