Far from standard.


Non Standard home insurance

Main Features of Cover

Cover is provided on a "standard perils" basis, on a policy wording based on the Lloyd's of London approved home insurance policy.

The following limits are provided automatically unless a higher limit is requested. For a full list of all the covers available, please refer to the policy wording.


CoverLimit (£)
Accidental Damage to fixtures & fittings / services Included
Garden, plants and shrubs 1,000 (250 any one plant/tree/shrub)
Trace and access 5,000
Loss of Rent / Alternative Accommodation 20% of buildings / 12 months
Replacement Locks 2,500


CoverLimit (£)
Accidental Damage to electronic equipment Included
Temporary removal of contents 10,000
Alternative Accommodation 20% of contents / 12 months
Home business contents 5,000
Students / boarders possessions 5,000
Pedal cycles 500
Replacement locks 2,500
Loss of metered water/oil 1,000
Temporary increases 2,500 (500 single article limit)
Reinstating data 2,500

Valuables and Personal Possessions

CoverLimit (£)
Accidental Damage/Loss Optional
Valuables in the proate dwelling 33.3% of the contents or 10% of the contents for any single item


CoverLimit (£)
Accidents to Domestic Staff 5,000,000
Legal Liability to the Public 2,000,000



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Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

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