Far from standard.

Amethyst (ROI)

All Risks Mid Net Worth Home

Main Features of Cover

Cover is provided on a worldwide "all risks" basis for the buildings and contents, so unless the policy specifically excludes a peril, the client is covered.

The following limits are provided automatically unless a higher limit is requested. For a full list of all the covers available, please refer to the policy wording.

 

Buildings

CoverLimit
Standard excess €250
Standard subsidence excess €1,000
Extended Replacement Cover 125% of building sum insured (following valuation/appraisal)
Trace and access €15,000
Loss of Rent Payable for up to 24 Months
Alternative accommodation Payable for up to 24 Months
Fatal Injury Benefit €25,000
Emergency Entries €5,000
Loss of metered Water, Oil or Gas €2,500
Reward €10,000

Contents

CoverLimit
Standard excess €250
Extended Replacement Cover 125% of contents sum insured (following valuation/appraisal)
Alternative Accommodation & Loss of Rent  Payable for up to 24 Months
New acquisitions Up to 25% of contents sum insured
Pedal cycles €5,000
Fridge and freezer contents Up to contents sum insured
Replacement locks Unlimited (no excess)
Loss of personal electronic data €5,000
Loss of personal documents €5,000
Students and boarders possessions €5,000
Care home cover €10,000
Golfer's extension Includes third party damage, 'Hole in One' cover and hiring golf clubs overseas

Valuables

CoverLimit
Standard excess €250
Unspecified single item limit €5,000
New possessions Up to 20% of valuables sum insured
Defective title Up to €25,000

Fine Art

CoverLimit
Standard excess €250
Unspecified single item limit €15,000
Death of artist Up to €100,000
Defective title Up to €50,000
New possessions Up to 20% of fine art sum insured

Automatic special extensions

CoverLimit
Home Emergency €500
Identity Theft and Legal Expenses €100,000
Cyber €50,000 per policy period

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Plum Underwriting Ltd is authorised and regulated by the Financial Conduct Authority No 309166. Registered at 50 Fenchurch Street, London, EC3M 3JY. Company number 04509589.

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