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  Expertise - Plum specialises in household lines and is well positioned to help insurance providers launch new standard and niche household schemes. We are always open to new opportunities.



  Experience – The principal underwriters have substantial household underwriting experience, with extensive knowledge of delegated authority facilities.



  Modern – Plum uses peril data, insight and underwriting models to improve risk selection allowing competitiveness whilst maintaining profitability.



  Flexible – Prospective schemes and individual referrals are looked at on their own merits, with the emphasis placed on tailoring requirements and finding solutions.



  Delegation – A key element of the Plum model, allowing insurance providers significant control of their client experience.



  Partnership – Long term relationships built on strength and trust.



  Access – No call centres, a hotline (or email) straight to the decision makers.



  Efficiency – Plum's aim is to respond to at least 80% of referrals within 3 hours and 100% within 1 working day.



  Commercial – No fixed commission parameters, we understand that facilities placed need to work financially for all stakeholders.



  Profit – A profitable scheme is important to all stakeholders, Plum are very happy to share profit with insurance providers subject to the usual considerations.





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