Andrew is the Chairman of both PUL and parent company the Somerville Group which he founded in 1982. He formed PUL in 2002. Andrew's whole career has been conducted in the London insurance market and he holds interests in a number of broking and underwriting businesses.

David started his insurance career in 1990 with United Friendly General moving to Hiscox and its Schemes Division in 1997. Prior to joining PUL in 2007, David was Head of Underwriting at Hiscox for Mid Net Worth Household. David joined the PUL board in 2008 and was promoted to Managing Director in June 2011.

Toby's insurance career began with the Royal in 1988, moving to the Economic and then to Hiscox for 11 years. Over that time he has gained extensive household and schemes underwriting experience. Toby joined PUL in November 2007 and was promoted to Underwriting Manager of the company in 2008.

Mahben started his insurance career at PlusOne Services dealing with the MNW direct market, moving onto the HNW broker market at Home & Legacy. He joined PUL in January 2008 from Hiscox, where he was an Underwriter in the Art & Private Client division. Mahben joined the PUL management team in 2010.

David joined PUL as Claims Manager in 2009. David has worked in the insurance industry for over 25 years, with his experience ranging from group claims management at Churchill, to advising insurance and public sector clients on technical training and competency issues in the UK and Europe.

Steven has worked in the insurance industry for over 16 years. He joined PUL in November 2009 and was appointed to the management team in July 2010. Previously, Steven worked for NBJ, and prior to that he spent 5 years at NIG in a broker development role.