There are a few key exclusions you can expect:
- The usual market exclusions such as war, chemical, biological & nuclear attack and sonic boom exclusions.
- Risk management limitations surrounding the application of heat, retaining weather proofness, security conditions and unoccupancy conditions.
- Long terms risks – notably subsidence, landslip and heave are not covered due to the short-term nature of the insurance we provide.
- Property taken into use or substantially completed.
Please note that this summary is not intended as a full list of our policy conditions and exclusions. For full terms, conditions, exclusions and limitations please refer to our key facts and policy wording, available at the Document Centre
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