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Originally formed in 2002 with roots in Lloyd’s of London, Plum Underwriting Ltd focuses on the specialist household insurance market.

We are part of the Somerville Group of companies, who have a wide range of investments including underwriting, broking, consultancy and intermediary services all within the insurance sector. We work closely with group company Oak Underwriting plc, who are leaders in the High Net Worth household insurance market.

We offer specialist household insurance products to the UK insurance broker market, and do this in two ways;


  • via delegated underwriting authority facilities, where we will provide our brokers with
       a binder to underwrite business and issue documentation


  • on an open market basis, where we quote, underwrite and issue documentation to
       our brokers

  • Our products range from non-standard household, landlords, mid-net worth, UK holiday homes and overseas properties, to specialist schemes including unoccupied, subsidence and flood risks. Learn more here.

    Our underwriting capacity is provided by Lloyd’s of London, the world’s leading insurance market.

    To speak to us, or to find out more, contact us here.



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